Apart from your outstanding mortgage, how much do you owe in total?
0 Points = Nothing-2 Points = £0 to 100-5 Points = £100 to 500-10 Points = £500 to 1000-20 Points = £1000 to 2000-30 Points = £2000 to 3000-50 Points = £3000 to 5000 -100 Points = £5000 to 10,000-150 Points = £10,000+

Question 2:

...On the other hand, how much have you got saved, in total?
0 Points = Nothing+2 Points = £0 to 100+4 Points = £100 to 500+8 Points = £500 to 1000+16 Points = £1000 to 2000+25 Points = £2000 to 3000+40 Points = £3000 to 5000+80 Points = £5000 to 10,000+120 Points = £10,000+

Question 3:

When you take away all your direct debits, standing orders, regular payments, utility bills and monthly food bill from your monthly salary, how much is left?
-100 Points = Any minus figure-20 Points = £0 to 100-5 Points = £100 to 2000 Points = £200 to 300 +15 Points = £300 to 400+30 Points = £400 to 500+40 Points = £500 to 600+50 Points = £600 to 800+60 Points = £800+

Question 4:

How many cigarettes do you smoke each day?
0 Points = Non Smoker-10 Points = 1 to 5-15 Points = 6 to 10-20 Points = 11 to 15-25 Points = 16 to 20-30 Points = 20 to 30-35 Points = More than 30

Question 5:

How do you get around, generally?
0 Points = By Bus+30 Points = Walking +25 Points = Cycling-30 Points = Driving-35 Points = Taxi-35 Points = Train

Question 6:

Whats your average total monthly telephone bill?
0 Points = £5 or less-2 Points = £5 to £10-5 Points = £10 to £15-7 Points = £15 to £20-10 Points = £20 to £25-13 Points = £25 to £30-16 Points = £30 to £35-20 Points = £35+

Question 7:

Lifestyle: How often do you hit the town and get plastered, each month?
0 Points = 1 time or less-10 Points = 2 to 3 times-20 Points = 4 to 5-30 Points = 6 or more

Question 8:

Gambling...I bet you can't give it up. Which of these most applies to you?
0 Points = Never-5 Points = Lottery sometimes-10 Points = Lottery each draw, bingo, Grand National-20 Points = Regular punter, bandit and casino Meister-40 Points = Bookies every day...including Christmas

Question 9:

Hey Big Spender...apart from the regular outgoings, how much do you get through each month?
+10 Points = £100 or less0 Points = £100 to £150-15 Points = £150 to £200-25 Points = £200 to £250-40 Points = £250+

Question 10:

How much do you spend on clothes, sports or hobbies per month?
0 Points = Less than £50-5 Points = £50 to £100-20 Points = £100 to £150-30 Points = £150 to £200-40 Points = £250 to £300-50 Points = £300 to £350-60 Points = £350 to £400-75 Points = £400 to £500-100 Points = Over £500

Hit the "Calculate" button below, and click the points bracket that applies to your score. We'll find out whats wrong with you!

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-520 to -400 Points
-400 to -300 Points
-300 to -200 Points
-200 to -100 Points
-100 to Zero Points
Zero to +100 Points
+100 to +160 Points
+160 to +220 Points
Over 220 Points